Heat pump cost calculator
Get a realistic ballpark for installing a heat pump in your home. Pick the type, your number of bedrooms and how many rooms need new emitters, then see the figure with any local rebate applied. It is an estimate to help you plan, not a fixed quote.
Estimate your heat pump cost
Air source sits outside the house; geothermal needs boreholes or trenches drilled.
A rough proxy for home size and the heat output you need.
Some rooms need a new air handler or larger emitter to run well at heat pump temperatures.
State and utility heat pump rebates vary by location - check eligibility before you count on a figure.
A US ballpark before any rebate. State and utility rebates vary by location - check what is open in your area. The federal 25C tax credit ended on December 31, 2025. This is an estimate, not a fixed quote - book a load assessment for an exact price.
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What goes into the price
A heat pump install is not a single product price. The biggest factors are the type of system (air source units sit outside the house, while geothermal needs boreholes or trenches dug), the size of your home, and how much of your existing heating and ductwork needs changing. Bigger homes need a higher-output system, and some rooms need new air handlers or larger emitters to run well at lower flow temperatures.
Choose air source or geothermal, set your number of bedrooms, and enter how many rooms may need new emitters.
See your estimated cost as a low-to-high range, with any local rebate toggled on or off to show what you would actually pay.
Use the estimate to set your budget, then book a load assessment with a licensed HVAC contractor for a firm, written price.
Save a one-page PDF of your estimate to keep or send to contractors when you ask them to quote.
Estimate = base install + heat pump type + home size + radiator upgrades - grant Why heat pump quotes vary so much
No two homes heat the same way
Two houses on the same street can get very different quotes. Insulation, the age and size of the emitters, the state of the ductwork, whether you need a backup or dual-fuel setup, and how easy the outdoor unit is to site all move the price. Geothermal costs far more than air source because of the drilling. That is why a real load assessment, not a calculator, gives the firm number - this is here to set your expectations before you book one.
The job goes to the contractor who answers
When a homeowner is ready to book an assessment, they ring round. The contractor who picks up usually wins the work; the ones who let it ring out lose it to whoever called next. Hey Jodie answers every call 24/7 for heating and cooling firms, takes the details and books the visit, so enquiries priced up on tools like this one do not slip away. It will not quote the job for you - it makes sure you are the one who gets to.
Frequently asked questions
How much does a heat pump cost in the US? +
As a ballpark, a typical air source heat pump install runs from around $4,000 to $8,000 before any rebate, with most mid-sized homes landing in the middle of that range. Geothermal systems cost considerably more because of the boreholes or trenches. State and utility rebates vary by location, so the amount you actually pay can be lower where a program applies. Set your own details above for an estimate closer to your home.
What affects the price of a heat pump install? +
The main drivers are the type of system (air source is cheaper than geothermal), the size of your home, how many rooms need new air handlers or larger emitters, and whether you need new ductwork or a dual-fuel backup. Access, the difficulty of siting the outdoor unit, and your insulation also matter. A local rebate then reduces the final figure where one applies.
Are there rebates or tax credits for heat pumps? +
It depends on where you live. The federal 25C tax credit that gave 30% of the cost up to $2,000 for a qualifying heat pump ended on December 31, 2025, so it is not available for installs in 2026 or later. Many states and utilities still run their own heat pump rebates, but the amounts and eligibility vary widely by location. Check what is open in your area before you count on a number, and ask your contractor what they have seen approved locally.
Is this heat pump cost estimate accurate? +
It is a realistic ballpark based on current US price ranges, not a fixed quote. Real costs depend on a load assessment of your specific home - its heat loss, ductwork, emitters and access - so treat the figure as a planning guide. Use it to set your budget and to sense-check the quotes you get, then rely on a proper contractor assessment for the exact price.
How do I get an exact heat pump quote? +
Book a load assessment with one or two licensed HVAC contractors. They will assess your home heat loss, check whether your ductwork and emitters are suitable, and give a firm written quote, including any local rebate paperwork. Take your estimate from this tool along so you can compare like for like. Most reputable contractors will not give a final price without an assessment.
Is a heat pump cheaper to run than a furnace? +
Running cost depends on your home, your electricity and gas rates and how the system is set up. A well-designed heat pump in a reasonably insulated home can be competitive with or cheaper than a gas furnace, because it produces several units of heat for each unit of electricity. This tool covers the install cost, not running costs - your contractor can model the running figures for your home.
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